The 5 Personal Finance Books to Read Before your Thirties | MoneyStrands

It’s not to say you can – or should – live out your twenties in financial abandon, but once you reach your thirties, if you haven’t got your ducks in a row, you should probably start thinking about doing something about it. Pension funds? Saving goals? Yes, it’s a long time until you retire, but you’ll be grateful you planned ahead when the time comes.


Financing your future

It’s hardly escaped you that the age for retirement is slowing disappearing into the distance – when it’s our turn to retire, we’ll be closer to kicking the bucket than kicking back and relaxing. It’s also not likely that simply paying into a pension scheme will leave you worry-free in your golden years, because the well may well have all but dried up by the time we go to claim our share. Play your hand very carefully now and avoid financial hardship down the road. Saving can be done in a bunch of ways, but adopting any system is better than doing nothing.

The five best personal finance books

So, how to become a bona fide financial guru and the envy of all your peers? We’ve done the legwork for you so you can get the most out of your hard-earned cash each month. Here’s a breakdown of the literature you need to have read, re-read and memorized before reaching the big 3-0:

1. Tool of Titans

By best-selling author Tim Ferriss, shares the tactics, routines, and habits of billionaires, icons, and world-class performers. Golden nuggets and money-making tips from guests such as Arnold Schwarzenegger, Jamie Foxx amongst others, and inside information about how they made it big.

2. Thinking, Fast and Slow

By Nobel Prize-winner Daniel Kahneman. Banking from a human perspective – how our thinking is infected by certain influencers, how receptive the average person is to certain realities, and how even unconsciously we make errors of judgement and mismanage our money without even giving it a second thought. People that make decisions under certain conditions do not behave in the way economic models had always assumed. Find out how to change your behavior at source.

3. A Random Walk Down Wall Street


By Burton Malkiel. Best-selling, authoritative, and gimmick-free guide to investing. A great way to look at investing techniques in more detail, in particular technical and fundamental analysis, based on research studies relating to these two methods.

4. Shoe Dog

For the first time ever, Nike founder and board chairman Phil Knight shares the inside story of the company’s early days as an intrepid start-up and its evolution into one of the world’s most iconic, game-changing, and profitable brands. A deeper look at the 18-year period spanning from 1962 when Knight’s Nike journey began, until 1980 when the Nike brand went public. The most important years in the 78-year-old’s rise to the big time.

5. Broke Millennial


Erin Lowry is a money expert who just wrote a crazy awesome book, Broke Millennial: Stop scraping by and get your financial life together. A go-to guidebook on personal finance with everything from investing to splitting the check, packed with a lot of sarcasm, hilarious stories and actionable advice. We recently checked in with her to learn more about her financial experience and get her take on the biggest money challenges facing American Millennials today. Read this interview with Erin Lowry on how you can tackle your finances today.

6. The 7 Habits of People Highly Effective with Money

The rich didn’t get that way by accident. They follow 7 golden rules of personal finance. Being smart with money might seem like a distant dream for many, but with these simple steps, you can go the way of the wealthy and put an end to sleepless nights worrying about your finances. It’s simple! Try out a basic financial literacy test too, to see if you have more financial knowledge than an incredible two thirds of the population.

Learn the tricks from those that know; this isn’t just money management, but a new way of looking at your finances. Who wouldn’t want to live worry-free, starting in their 30s? Be a good friend and pass it on; your buddies will thank you for the nudge in the right direction.

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